Best Budgeting Apps That I Use to Help Me Track Expenses

Here are two of the best budgeting apps in my opinion. I use it to track my expenses daily and see what my net worth is.

I prefer to download apps to my phone because it was so convenient. This would include banking apps and of course a spending tracker app. I wasted too so much time going on to the internet on my phone, typing out the site address, then logging in and so on and so on.

Downloading all of the apps that I log into to track my finances has been such a time saver. I honestly don’t know why I haven’t thought of it before, something must be wrong with me.

Here’s a screenshot from my phone.

I call this the “Financial Page”.

It’s basically everything that I use to track my finances and other accounts. It’s super helpful and I hope these apps will help you too.

Best Budgeting Apps that Helps Me Track My Finance

Banking Apps – Technically not budgeting apps, but these are to track my finances at a glance. I can see how much money I have in my savings and checking accounts. I’m a card user, I hate carrying cash. I like to see and track what my money is being spent on. I can’t do that with cash.

My main bank for everything that I need to constantly keep track of. I don’t like to carry cash with me because it’s so easy to use and very hard to track what i used cash for. I use my debit for basically everything because I WANT to see where my money is going. Call me OCD or paranoid, but that’s how I want to know what I’m spending on.

My second bank that I strictly use for savings. I rarely sign into this app. It’s basically my account where it’s become “if I don’t see it, I don’t miss it” kind of thing.

Credit Card App

The second app that I sign into almost daily. I only sign in if I have something to pay off. If I used my credit card to pay for gas, then I’ll sign in to pay off that charge with my debit card. This is how I keep my balance low and yet still have enough for any emergencies. If you’re wondering what kind of credit card I have, I have the Costco card.


Net Benefits
If your employer offers a 401(k), I would say to download their app. My 401(k) is with Fidelity and I’ll log into this app once in a while. Who knows, I may log into more once I decide if I want to open up a Roth IRA and/or a 529 Plan for my son.

Other Apps

The second row of apps are apps that I used to use other than the calculator and Google Docs. I use Google Docs to type out my thoughts for blog posts. I tried to download the WordPress app but apparently it sucks and applies mostly to instead of

The third row of apps are apps I constantly use. It has important info that I should probably back up on a regular basis and Floating Stickies helps with jotting down items for the grocery store. Remember, sticking to a shopping list helps you save money.

My Favorite Apps

The last row is my favorite row. My two most used apps on this page where I log into several times a day.

If you read my first blog post, Blogging to Stay Motivated While Paying Off Debt, then you probably saw Money Lover on there. I am in love with this app. It helps me track my daily expenses, I can input my monthly bills on there and see what my expenses are based on categories. I’m pretty sure I’m not utilizing the app to it’s fullest potential but it does what I need it to do and I know how much money I have left. Check it out, click on the image below.

I must recommend Personal Capital to you. When I first read about it in one of my favorite finance blogs, I didn’t know anything about Personal Capital. I did my research, compared it to other similar platforms and found that majority of folks recommended Personal Capital and I see why.

I signed up online, played around with the functions and decided to sync in all of my accounts. Once I had added in all of my accounts, it gave me a great overview of what my assets and liabilities were. This app allows me to keep track of all bank accounts, transactions, portfolios and there is a service for a financial adviser if I ever decided to purchase. It’s so handy to have. It’s similar to Money Lover but this app can actually do way more. See for yourself and click on the image below.

Do you use any of the apps above? Do you have any apps that you would recommend to help others track their finances? Sound off below!


Sign up to receive new blog posts and announcements to your inbox.
We hate spam. Your email address will not be sold or shared with anyone else.
Join Me On


Hi! Welcome to Mommy Finance. I'm a full-time working mom of one. Finance can drive anyone crazy and I try to keep it together. Join me as I write about budgeting, money and family.
Join Me On

Hi! Welcome to Mommy Finance. I’m a full-time working mom of one. Finance can drive anyone crazy and I try to keep it together. Join me as I write about budgeting, money and family.

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge

%d bloggers like this: