How to Actually Save Money During the Holiday Madness

I can’t believe Thanksgiving is quickly approaching and I’m not ready for it. I felt like it quietly snuck up on me and with all the sales buzzing around me. I’m not ready for the holiday madness and I find myself getting pulled into temptation.

Before I continue, I’d like to share that links below may contain my affiliate links. What it means is that I could receive a small commission if you click on a link to the product or service that I use myself and recommend to you.

Earlier this year, I told myself that I was going to be prepared for Black Friday because I wanted to go shopping for myself. I tell myself this every single year and on the day of, I’m totally unprepared. So, am I going to go shopping?

I’m 99.9 percent sure it’s not going to happen. With 2 additional expenses for me to pay off each month totaling $1,000, I need to stay strict with my budget. If I actually went on a spending spree, I’m most likely be in credit card debt.

My motto is, don’t use plastic if you don’t have the cash.

So, to help me stay within budget and possibly save more on Christmas gifts, I’ll rely on these tools below so that I can manage the holiday madness. I am halfway done with my shopping list, just a few more kids to go before I start shopping for the adults. Basically, I just want to shop online and avoid the holiday madness at the mall. Seriously, transportation and people traffic are things that I definitely don’t want to deal with.

Best Places To Find Deals on Makeup Online

I’m a couponer at heart so I’m always on the lookout to find deals. My number one fave place to shop for makeup online would be iKatehouse.com. I always stock up on my favorite concealers and lashes and I earn points for shopping as well. Shipping is also reasonable and quick, perfect for avoiding the holiday madness at any store that sells makeup.

Continue Reading...  6 Best Places to Buy Makeup Online for Beauty Junkies on a Budget

Save Money on Your Groceries

With the holidays comes family gatherings and lots of food. I mean really, a lot of food. Sometimes too much food where you just want to be in a food comatose state. To help me save on my groceries I use Checkout51, Ibotta, and the Coupons.com app. Why so many apps? Because I can take a picture of a single receipt multiple times to cash in on the savings for certain items. It’s an awesome win! The only downfall to this is that I can’t avoid the holiday madness at the grocery store. I’ll most likely go early in the morning or later in the evening just to avoid any type of traffic.

Continue Reading...  Genius Hacks on How to Save Money on Groceries at Home and at the Store



Get Free Gift Cards with Swagbucks

I’m surprised a lot of people don’t use Swagbucks. It’s free to sign up and there are multiple ways you can save money. I use this app to build my bucks and redeem them for a gift card. My favorite store to redeem those gift cards are at Walmart. You can also check out my simple hacks that I do to build my bucks without too much effort.

Continue Reading...  Get Free Gift Cards without Completing Offers at Swagbucks

Track Your Spending

Whether you’re using an app or spreadsheets to track your spending, continue to keep track of your spending. I like to use Google sheets because it allows me to update my file on my phone wherever I am. Keep track of what you’re spending your money on and how much. Keeping track allows you to not overspend it.

Continue Reading...  Best Budgeting Apps That I Use to Help Me Track Expenses

Get a Credit Card if You’re Responsible About Money

Lastly, if you are thinking about getting a credit card, be sure to select the right one that fits you and be sure to keep your balance zero to avoid interest payments. The last thing you want at the moment is to go into more debt because of the holiday madness.

Continue Reading...  How to Choose the Right Credit Card that Fits Your Lifestyle

I hope these tools will help you with this year’s holiday madness. I may continue to browse around online for Halloween clearances. Target had some pretty cute clothes for girls that can be worn during any season.

Related Read: 5 Tips for Christmas Shopping on a Budget So You Don’t Go Broke Before the New Year

Where are you going shopping this year?

Helpful Resources that I’d Like to Share:

Below you’ll find my top resources for blogging, saving money & more!

Blog Resources: Here is a list of tools that I personally use for my own blog. See all the courses I took to improve how I blog and the list of plugins that help keep my blog running smoothly.

Save Money on Groceries: This has been such a struggle for me since day 1 and I always go over budget with grocery shopping on certain weeks. But as long as I stick with my plan, I have my shopping list, and I leave the boyfriend home then I’ll be fine.

$5 Meal Plan: This has been such a time saver for me! This relates to my resource above on grocery shopping. I struggled with meal prepping because I just don’t have the time to spend looking for recipes. I decided to try this out because I have seen popular bloggers mention it and curiosity got the best of me. The system sends me recipes and a shopping list weekly. The recipes are so easy to cook and it helps me save time.

Personal Capital: Do you know what your net worth is currently? Instead of logging into many accounts to track my net worth, I rely on one service. Personal Capital tracks your investments, expenses, and savings. The best thing about this? It’s free!

Free Printables: I went a bit crazy and created a bunch of my own printables that I use for myself to help keep me organized. I also find some amazing printables online that I’d like to share with you. You access everything if you sign up below. I’ll send you the password and the library is yours to enjoy!

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Melanie

Hi! Welcome to Mommy Finance. I'm a full-time working mom of one. Finance can drive anyone crazy and I try to keep it together. Join me as I write about budgeting, money and family.
Join Me On

Hi! Welcome to Mommy Finance. I’m a full-time working mom of one. Finance can drive anyone crazy and I try to keep it together. Join me as I write about budgeting, money and family.




Comments (4)

  1. Love how you said get a credit card IF you’re responsible with money. We use specific credit cards for specific things and that itself helps us manage the usage of the card and not abuse it 🙂

    1. Lol yup! Gotta be smart with a credit card. I don’t want a repeat of my Macy’s card experience so I’ll pay the balance in full once its been posted knowing that I have the cash for it 🙂

    1. Swagbucks is pretty cool. I used to be on it constantly doing surveys but it definitely can be a time sucker. Have to plan out your time wisely which is why I only go on it when I get notifications for codes. Collect those codes for bucks!

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